What is a Conventional Loan?
Conventional loans are in a category by themselves and offer borrowers many benefits. Are you deciding which loan program is right for you? There are… Read More »What is a Conventional Loan?
Down Payment Requirements for a Conventional Mortgage
Many assume you need 20% down for a conventional mortgage, but that’s not always the case. Most lenders allow down payments much lower. Here’s what… Read More »Down Payment Requirements for a Conventional Mortgage
Can Closing Costs be Rolled Into a Conventional Loan?
This means if you are purchasing a home, you’ll need more than the down payment at the closing. If you are refinancing, you’ll need the… Read More »Can Closing Costs be Rolled Into a Conventional Loan?
VA Loan vs Conventional – Key Differences
Deciding between a VA loan or a conventional loan may seem easy. VA loan has a zero down payment, no mortgage insurance, a better interest… Read More »VA Loan vs Conventional – Key Differences
San Diego Conforming Loan Limits
The majority of the mortgages available today have a maximum loan limit for borrowers. The limit changes for each county, some counties are considered high-cost… Read More »San Diego Conforming Loan Limits
Why Should I Pursue a Conventional Loan Over a Government Loan?
In a sellers market, like the one we are having now in 2022, realtors will take an offer with a borrower getting a Conventional loan… Read More »Why Should I Pursue a Conventional Loan Over a Government Loan?
Conventional Loan Credit Score – The minimum requirements
Your credit score is one of the most important factors when it comes to getting a mortgage. In this blog post, we will discuss the… Read More »Conventional Loan Credit Score – The minimum requirements
How to Qualify for a Conventional Loan After Bankruptcy
If you’re wondering how to qualify for a conventional loan after bankruptcy, you’re not alone. A lot of people are unsure about their options after… Read More »How to Qualify for a Conventional Loan After Bankruptcy
Minimum Down Payment for a Conventional Loan
When you are buying a home, there are many things to think about – like the monthly mortgage payment and interest rate. But one of… Read More »Minimum Down Payment for a Conventional Loan
Conventional vs. FHA
Home / Blog & News / Conventional vs FHA When you are in the market for a new home, one of the most important decisions… Read More »Conventional vs. FHA