When considering homeownership, it’s essential to understand the various costs involved in the process. For example, one common question is whether property taxes are included… Read More »Are property taxes included in the mortgage?
What are property taxes? Property taxes are annual taxes levied on real estate by local governments, such as cities, counties, or municipalities. They serve as… Read More »Property Taxes
The four c’s of credit Are crucial considerations that lenders consider when assessing a borrower’s creditworthiness. These four factors include credit history, capacity, collateral, and… Read More »What are the 4 c’s of credit?
How an appraisal contingency works After the purchase agreement is signed, the buyer typically has a certain number of days to obtain an appraisal of… Read More »What is an appraisal contingency?
See Also: Buying a house is a significant investment, and it’s common for married couples to purchase property together. However, in some cases, you may… Read More »Flying Solo: Purchasing a Home Without Your Spouse in Texas
See Also: When it comes to buying a home, obtaining a mortgage is a critical step in the process. A mortgage loan is a type… Read More »The Real Reason Underwriters Deny Loans – What You Need to Know
See Also: Looking for a mortgage with lower monthly payments? A 40-year mortgage could be an option worth considering. While the traditional 30-year mortgage is… Read More »Stretch Your Home Buying Budget with a 40-Year Mortgage
See Also: Are you in the process of buying or refinancing a home and wondering about the costs involved? Closing costs are a significant expense… Read More »Save Money on Your Mortgage with a No Closing Cost Option
Are you thinking about buying a new property, but are worried about qualifying for a mortgage on your own? Well, have you considered getting a… Read More »Co-Borrowers on a Mortgage: Everything You Need to Know
See Also: Are you dreaming of owning a home but can’t quite afford the hefty closing costs? Lender credits could be the answer! While they… Read More »Maximize Your Home Buying Budget: Lender Credits 101