See Also: Are you dreaming of owning a home but can’t quite afford the hefty closing costs? Lender credits could be the answer! While they… Read More »Maximize Your Home Buying Budget: Lender Credits 101
If you’re dreaming of owning a home but don’t have much cash for a down payment, you may be eligible for a Home Possible mortgage… Read More »Freddie Mac Home Possible Loan Requirements
When you take out a loan, such as a mortgage loan, you make monthly payments that pay off the loan’s principal and also cover the… Read More »Principal and Interest on a Mortgage
From saving for a down payment, getting pre-approved for a mortgage and negotiating with the seller, there are a ton of hurdles you need to… Read More »How to Buy a House: The Full Guide for First-Time Home Buyers
This means you can withdraw the cash you built in your home, using it for other needs with a Texas cash-out refinance. This program used… Read More »Texas Cash Out Refinance – Everything You Must Know
Conventional loans are in a category by themselves and offer borrowers many benefits. Are you deciding which loan program is right for you? There are… Read More »What is a Conventional Loan?
FHA loans are for primary residences, but under certain conditions, an investment property can be purchased. An FHA loan is a type of mortgage that is… Read More »FHA Loan for Investment Property
Your credit score is a numerical representation of your creditworthiness based on your credit history. This can include things like how much credit you have,… Read More »Credit Score to Buy a House in Colorado
Using a co-borrower to buy a home can make it easier to qualify for financing. For example, if you have less than perfect credit or… Read More »Can You Get a VA Loan with a Co-Borrower?
Many assume you need 20% down for a conventional mortgage, but that’s not always the case. Most lenders allow down payments much lower. Here’s what… Read More »Down Payment Requirements for a Conventional Mortgage