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  • Loan Programs
    • Conventional Home Loan
    • VA Home Loan
    • FHA Home Loan
    • Jumbo Loan
    • Construction Loans
    • Bank Statement Loan – No paystubs / Taxes
  • First Time Home Buyer
    • Get Pre-Approved
    • Best Loans for First Time Buyer
    • How to Know What You’re Qualified For When Buying a Home
    • First step in Buying a Home
    • The Homebuying Process – What Should you Expect?

Down Payment Requirements for a Conventional Mortgage

  • Coole Home Team Coole Home Team
  • January 8, 2023February 2, 2023

Many assume you need 20% down for a conventional mortgage, but that’s not always the case. Most lenders allow down payments much lower. Here’s what… Read More »Down Payment Requirements for a Conventional Mortgage

100% Financing on a Mortgage

  • Coole Home Team Coole Home Team
  • October 10, 2022December 2, 2022

More than just first-time home buyers can qualify for 100% financing, which can help almost anyone buy a home despite not having the money to… Read More »100% Financing on a Mortgage

sticky with gift money text

Using a Gift for a Down Payment

  • Coole Home Team Coole Home Team
  • June 14, 2022October 12, 2022

Saving for a home can be stressful and time consuming. For those who have a friend or family member willing to give them a portion… Read More »Using a Gift for a Down Payment

Earnest Money versus Down Payment

  • Coole Home Team Coole Home Team
  • April 25, 2022October 12, 2022

They are not the same As soon as you find the home you want to buy, the next step is to put an offer on… Read More »Earnest Money versus Down Payment

Down Payment Options >> When Buying a Home

  • Coole Home Team Coole Home Team
  • April 19, 2022October 17, 2022

Down payments are required when buying many high-value items, including vehicles, condos, and houses. It’s common to make a down payment when purchasing a house.… Read More »Down Payment Options >> When Buying a Home

Home Loans with NO Down Payment

  • Coole Home Team Coole Home Team
  • April 1, 2022December 18, 2022

The VA loan and the USDA loan. The VA loan is available to military veterans, while the USDA loan is available to rural homeowners. Both… Read More »Home Loans with NO Down Payment

Best Ways to Save for a Down Payment

  • Coole Home Team Coole Home Team
  • March 31, 2022March 31, 2022

But with a little bit of organization and foresight, it is definitely doable. Here are some easy ways to make that happen: Figure out how… Read More »Best Ways to Save for a Down Payment

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