You’ve made an offer on a house; the seller accepted your offer, you’ve finished with inspections, appraisals, and all of the other nitty-gritty required to… Read More »Closing Time: What to Expect When You’re Closing on a New House
It’s just as important as your credit score, yet it’s an often misunderstood or overlooked measurement of your ability to afford a mortgage. Your DTI… Read More »Debt-to-Income Ratio – How it’s calculated
In today’s competitive real estate environment, you need a way to stand out. With numerous bids on the same property, sellers accept the most serious… Read More »Earnest Money – What is Earnest Money and is it Required?
After you’ve applied for a home loan, saved for a down payment, gone house hunting, written offers, and now closing costs. What the heck are… Read More »Closing Costs – How Much are Costs & Who Pays Them?
The VA loan and the USDA loan. The VA loan is available to military veterans, while the USDA loan is available to rural homeowners. Both… Read More »Home Loans with NO Down Payment
But with a little bit of organization and foresight, it is definitely doable. Here are some easy ways to make that happen: Figure out how… Read More »Best Ways to Save for a Down Payment
For many people, the beginning of the process of purchasing a house may be frightening, especially for first-time home buyers. The home buying process may be significantly… Read More »3 Things Needed to Buy a House in San Diego
When you apply for a mortgage, you always deal with a loan officer. This is the person in your mortgage process that is your ally.… Read More »How a Mortgage Loan Officer can Help you from Start to Finish
A fixed-rate mortgage is a type of mortgage in which the interest rate doesn’t change throughout the life of the loan. A fixed rate mortgage… Read More »What is a fixed rate mortgage?
The first step you should take when looking to buy a house is to determine how much house you can afford. There’s nothing worse than… Read More »What’s the First Step in Buying a House