When you buy a home, if the appraised value is lower than the purchase price, it restricts how much a lender will lend because they… Read More »Low Appraised Value – Options and Next Steps
A California jumbo loan is one that’s worth more than the conforming loan limit in your area. This type of loan is usually needed if… Read More »California Jumbo Loan – Requirements and Get Pre-approved
The first step you should take when looking to buy a house is to determine how much house you can afford. There’s nothing worse than… Read More »What’s the First Step in Buying a House
This is a very important decision, and there are many factors to consider before you decide whether or not to refinance. In this post, we… Read More »6 Reasons to Refinance Your Home in 2023
Guess how many FHA loans are originated each year? Any ideas? In 2019 alone, there were 777,419 home purchases, and 338,308 refinances made with an FHA… Read More »FHA Home Loan – A First Time Home Buyer Loan
In a sellers market, like the one we are having now in 2022, realtors will take an offer with a borrower getting a Conventional loan… Read More »Why Should I Pursue a Conventional Loan Over a Government Loan?
If you’re wondering how to qualify for a conventional loan after bankruptcy, you’re not alone. A lot of people are unsure about their options after… Read More »How to Qualify for a Conventional Loan After Bankruptcy
When you are buying a home, there are many things to think about – like the monthly mortgage payment and interest rate. But one of… Read More »Minimum Down Payment for a Conventional Loan