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  • Loan Programs
    • Conventional Home Loan
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    • Bank Statement Loan – No paystubs / Taxes
  • First Time Home Buyer
    • Get Pre-Approved
    • Best Loans for First Time Buyer
    • How to Know What You’re Qualified For When Buying a Home
    • First step in Buying a Home
    • The Homebuying Process – What Should you Expect?

Can You Get a VA Loan with a Co-Borrower?

  • Coole Home Team Coole Home Team
  • January 9, 2023February 24, 2023

Using a co-borrower to buy a home can make it easier to qualify for financing. For example, if you have less than perfect credit or… Read More »Can You Get a VA Loan with a Co-Borrower?

Refinancing with a VA Loan

  • Coole Home Team Coole Home Team
  • November 12, 2022November 12, 2022

Whether you already used your VA benefits or borrowed another type of mortgage, there are a few ways to refinance using your VA home loan… Read More »Refinancing with a VA Loan

Benefits of Assuming a VA Loan

  • Coole Home Team Coole Home Team
  • October 22, 2022October 30, 2022

Assuming a VA home loan means that a buyer is taking over the seller’s mortgage. The buyer will inherit the same interest rate and mortgage… Read More »Benefits of Assuming a VA Loan

VA Cash Out Refinance – The Way it Works

  • Coole Home Team Coole Home Team
  • October 18, 2022March 21, 2023

A VA cash out loan replaces your existing home loan with a brand new one, and allows you to take cash out at closing. If you want to update… Read More »VA Cash Out Refinance – The Way it Works

Earnest Money on a VA Loan

  • Coole Home Team Coole Home Team
  • July 19, 2022October 25, 2022

A few things to note about the earnest money Is earnest money a requirement for a VA Loan? The earnest money has nothing to do… Read More »Earnest Money on a VA Loan

Don’t do these things before closing on your VA Loan

  • Coole Home Team Coole Home Team
  • June 21, 2022June 28, 2022

VA loans offer the most flexible underwriting guidelines, including a 0% down payment for veterans. But don’t let the flexible underwriting requirements get the best… Read More »Don’t do these things before closing on your VA Loan

VA Streamline Refinance

  • Coole Home Team Coole Home Team
  • June 16, 2022October 18, 2022

VA Streamline Refinance, also known as IRRRL is a common refinance loan for Veterans. The purpose of this loan is to simply lower your interest… Read More »VA Streamline Refinance

Steps to apply for a VA Home Loan

  • Coole Home Team Coole Home Team
  • June 2, 2022June 21, 2022

With no down payment, easy credit qualifying requirements, and low-interest rates, no other mortgage program can come close to these benefits. Are you considering a… Read More »Steps to apply for a VA Home Loan

About the VA funding fee

  • Coole Home Team Coole Home Team
  • May 3, 2022January 3, 2023

What is the VA funding fee? The VA funding fee is a one-time payment that the borrower pays when getting a VA loan.  Since there… Read More »About the VA funding fee

VA Loan vs Conventional – Key Differences

  • Coole Home Team Coole Home Team
  • April 28, 2022June 16, 2022

Deciding between a VA loan or a conventional loan may seem easy. VA loan has a zero down payment, no mortgage insurance, a better interest… Read More »VA Loan vs Conventional – Key Differences

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