Apply for a Home Loan

Ready to get a home loan? You've come to the right place.

Whether you are shopping for your next house, buying a home for the first time, or wanting to refinance your current home loan, Coole Home has a variety of home loan programs available for you.


Whether this is your first or second home loan, Coole Home can help! Here are some of the loan products we offer.

  • First time home buyers - We have loan programs with as little as 0% down payment, 3% down, 5% down, and 10% down.
  • Veterans - We offer the VA home loan. No down payment required.
  • Self employed borrowers - We have unique programs just for you
  • Loans available up to $5,000,000
  • Have a low credit score? We have home loans for scores as low as 580.
  • Do you currently have a loan and want to refinance for a better interest rate? We can help!
  • Are you looking to get cash out to pay for home improvements, pay off debt, or invest? We have programs just for you.


Our online portal is a convenient way for you to apply for a home loan online. You can apply for a home loan, and upload documents in a secure place.

From uploading personal documents to submitting electronic signatures, our portal makes the home loan process fast and easy on any device. Here's a look at what to expect in the portal.

  1. Fill out the application form on this page.
  2. You will be connected with one of our loan officers.
  3. The loan officer will provide a list of programs available to you.
  4. You pick the program you'd like to move forward with.
  5. Upload your documents for a pre-approval
  6. Receive a pre-approval

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Customers trust Coole Home

Our customers say Excellent  
  4.6 out of 5 Google
Such an easy loan process
"Our experience with Coole Home was seamless. Their loan officer was very thorough and made sure that we had all of the required documentation for our home loan. The turn around time from application to funding was very quick. We are very pleased with the experience we had with Coole Home.""

Excellent service, would highly recommend
"The online process was seamless and the assistance I received from the staff was excellent. Nathalie was responsible for guiding me through the process and she did a fantastic job. Thanks for getting my loan approved and closed so quickly.""

-Frank H.
Best decision I ever made!
"I have been turned down at several banks during the previous months. I decided to give Coole Home a shot after doing research to make sure they are legitimate. The loan officer was thorough and professional and we got the deal done. I saved more than $300/month in payments which put my finances on a path to new growth and success!"