11 Facts about FHA Loans - 2021 Guide

11 Facts about FHA Loans - 2021 Guide

Guidelines on home loans change every year. Knowing how FHA loans work is the first step toward getting the home of your dreams.  FHA isn'

Nov 19, 2021
Can an FHA Loan be Refinanced?

Can an FHA Loan be Refinanced?

Once you've applied for an FHA loan and received approval, refinancing may be the furthest thing from your mind. But depending on your situation,

Nov 06, 2021
How Does Mortgage Amortization Work?

How Does Mortgage Amortization Work?

What is Mortgage Amortization?   When you take out a mortgage, you make equal monthly payments determined by your mortgage amortization. Your

Oct 30, 2021
FHA Loan or Conventional Loan?

FHA Loan or Conventional Loan?

Are you a first time homebuyer wondering what type of home loan is right for you?  There are so many different options but how do you know whi

Oct 29, 2021
San Diego - FHA Loan. Do you qualify?

San Diego - FHA Loan. Do you qualify?

Securing an FHA home loan for your dream home in San Diego doesn't have to be a hassle, no matter what your budget is like or what kind of house

Oct 29, 2021
Cash Out Refinance. How Do They Work?

Cash Out Refinance. How Do They Work?

You’ve worked hard and paid your mortgage on time. Your home likely even appreciated during that time, so you know you have equity in the home

Oct 24, 2021
Mortgage Underwriting - How does it work?

Mortgage Underwriting - How does it work?

  Taking on a mortgage is a big commitment, and one lenders don’t take lightly. All lenders must make sure you qualify for the loan you

Oct 23, 2021
Credit Requirements for FHA Loan Application

Credit Requirements for FHA Loan Application

When applying for an FHA loan, your current and past credit performance will be reviewed. It's not just about the score it's also about how y

Oct 09, 2021
What credit score is needed to buy a house?

What credit score is needed to buy a house?

Credit scores play a critical role in the home-buying process. The stronger your score, the better the chance that you'll be able to ge

Oct 09, 2021
Down Payment Options - Buying a home

Down Payment Options - Buying a home

Down payments are required when buying many high-value items, including vehicles, condos, and houses. It's common to make a down payment when pur

Sep 27, 2021
How to Save For a Down Payment

How to Save For a Down Payment

You're tired of renting and you're ready to join the 65% of Americans who own their own homes. The first step is to think about finances. T

Sep 27, 2021
FHA Loans in Texas

FHA Loans in Texas

  FHA loans in Texas are the most popular first-time home buyer loan because of their low down payment requirements, lenient credit requiremen

Sep 26, 2021
Conventional Mortgage

Conventional Mortgage

All about conventional loans   When buying a new home, there are plenty of options of ways to make that big purchase. Most people won’t

Sep 26, 2021
VA Home Loan - Reasons to Choose this Home Loan in 2021

VA Home Loan - Reasons to Choose this Home Loan in 2021

VA Loan - What is it? VA loan is a $0 down home loan that is available to active service members, Veterans, and widowed military spouses. It's

Sep 23, 2021
90 Day Flip Rule >> What is it and How Does it Affect You?

90 Day Flip Rule >> What is it and How Does it Affect You?

You probably don't think about when a seller bought the home when you're the buyer. If you have FHA financing, though, it makes a big differe

Sep 21, 2021
Self-Employed Mortgage - Getting a Mortgage When Self-Employed

Self-Employed Mortgage - Getting a Mortgage When Self-Employed

Being self-employed comes with a lot of liberty and benefits. But what do you do when you' want to buy a home?  Borrowers who are reg

Sep 19, 2021
15 Mistakes to Avoid When Buying a Home

15 Mistakes to Avoid When Buying a Home

A house isn't a frequent purchase. The average person purchases only three homes in their lifetime. Mistakes will occur, but you can avoid some o

Jun 14, 2021
Advantages of Buying a Condo

Advantages of Buying a Condo

Purchasing a new living space can turn out to be a challenging task. There are several options available on the market, all with enticing prices and

Jun 05, 2021
How to buy a house after bankruptcy

How to buy a house after bankruptcy

Often when people file for bankruptcy, they expect to have to wait seven or even ten years to buy a house. However, this is a myth. Contrary to popul

Jun 05, 2021
Mortgage Pre-Approval - You Need It!

Mortgage Pre-Approval - You Need It!

Thinking of buying yourself a new house? Confused about the do's and don'ts of the mortgage pre-approval process? This post is going to wal

Jun 01, 2021
Closing Costs - Everything you need to know

Closing Costs - Everything you need to know

After you've applied for a home loan, saved for a down payment, gone house hunting, written offers, and now closing costs. What the heck are cl

May 22, 2021
4 Big Benefits of Owning a House

4 Big Benefits of Owning a House

If buying a home is on your list of goals, there are several benefits you should know about. Here's a look at four significant benefits of home

Mar 11, 2021
FHA Loans Made Simple - A Step by Step Guide for 2021

FHA Loans Made Simple - A Step by Step Guide for 2021

Guess how many FHA loans are originated each year? Any ideas? In 2019 alone, there were 777,419 home purchases, and 338,308 refinances made with

Mar 10, 2021
5 Reasons to Buy a House in San Diego

5 Reasons to Buy a House in San Diego

You've decided to buy a house. You're excited, but aren't sure where you want to start. You wonder if you should buy a house in San Die

Mar 09, 2021
5 Key Steps in Buying and Owning your First Home

5 Key Steps in Buying and Owning your First Home

Buying your first home is an exciting time, but it can also be overwhelming. There's more to it than shopping for the perfect home. Before you ev

Mar 09, 2021
Buying a Home with Student Loan Debt

Buying a Home with Student Loan Debt

Can you buy a home when you have student loans? In short, yes! Many people think that it is not possible to qualify for a mortgage when you have st

Mar 09, 2021
What Repairs are Required for an FHA Loan?

What Repairs are Required for an FHA Loan?

When you apply for an FHA loan, you're getting a loan that is monitored by a Federal agency, the Housing and Urban Development (HUD).  This loan h

Feb 16, 2021
Rejected for a home loan? 5 not-so-bright reasons this might happen (and how to fix them)

Rejected for a home loan? 5 not-so-bright reasons this might happen (and how to fix them)

No one likes that sinking feeling when a home loan application is denied. It can create a moment of panic, a moment of confusion, and generally can c

Feb 04, 2021
What you should know before placing an offer

What you should know before placing an offer

House hunting can be exhausting. The days, weeks, and sometimes months it can take to find the right house can wear down even the most optimistic sou

Jan 31, 2021
Closing Time: What to Expect When You're Closing on a New House

Closing Time: What to Expect When You're Closing on a New House

You've made an offer on a house; the seller accepted your offer, you've finished with inspections, appraisals, and all of the other nitty-gritty requ

Jan 27, 2021