Steps to apply for FHA Construction Loan
FHA loans are popular because of their low down payments and lenient credit standards, making them an excellent choice for first-time home buyers. But did… Read More »Steps to apply for FHA Construction Loan
FHA loans are popular because of their low down payments and lenient credit standards, making them an excellent choice for first-time home buyers. But did… Read More »Steps to apply for FHA Construction Loan
With no down payment, easy credit qualifying requirements, and low-interest rates, no other mortgage program can come close to these benefits. Are you considering a… Read More »Steps to apply for a VA Home Loan
Many self-employed home buyers cannot show proof of their income with tax returns, making it impossible to obtain a home loan, BUT there is now… Read More »Self Employed Home Loan
What is the VA funding fee? The VA funding fee is a one-time payment that the borrower pays when getting a VA loan. Since there… Read More »About the VA funding fee
Deciding between a VA loan or a conventional loan may seem easy. VA loan has a zero down payment, no mortgage insurance, a better interest… Read More »VA Loan vs Conventional – Key Differences
When buying a home in Texas, it is important for home buyers to understand the closing costs. These costs are associated with the purchase of… Read More »Closing Costs in Texas: How Much Are They?
Down payments are required when buying many high-value items, including vehicles, condos, and houses. It’s common to make a down payment when purchasing a house.… Read More »Down Payment Options >> When Buying a Home
Taking on a mortgage is a big commitment, and one lenders don’t take lightly. All lenders must make sure you qualify for the loan you… Read More »What is Mortgage Underwriting?
You’ve made an offer on a house; the seller accepted your offer, you’ve finished with inspections, appraisals, and all of the other nitty-gritty required to… Read More »Closing Time: What to Expect When You’re Closing on a New House
It’s just as important as your credit score, yet it’s an often misunderstood or overlooked measurement of your ability to afford a mortgage. Your DTI… Read More »Debt-to-Income Ratio – How it’s calculated