Closing Costs in Texas: How Much Are They?
When buying a home in Texas, it is important for home buyers to understand the closing costs. These costs are associated with the purchase of… Read More »Closing Costs in Texas: How Much Are They?
When buying a home in Texas, it is important for home buyers to understand the closing costs. These costs are associated with the purchase of… Read More »Closing Costs in Texas: How Much Are They?
Down payments are required when buying many high-value items, including vehicles, condos, and houses. It’s common to make a down payment when purchasing a house.… Read More »Down Payment Options >> When Buying a Home
Rates are on the rise, and home prices are also rising. Is it a good time to buy a house? The answer depends on your… Read More »Interest Rates are rising – Is it a good time to buy a house?
Taking on a mortgage is a big commitment, and one lenders don’t take lightly. All lenders must make sure you qualify for the loan you… Read More »What is Mortgage Underwriting?
You’ve made an offer on a house; the seller accepted your offer, you’ve finished with inspections, appraisals, and all of the other nitty-gritty required to… Read More »Closing Time: What to Expect When You’re Closing on a New House
It’s just as important as your credit score, yet it’s an often misunderstood or overlooked measurement of your ability to afford a mortgage. Your DTI… Read More »Debt-to-Income Ratio – How it’s calculated
In today’s competitive real estate environment, you need a way to stand out. With numerous bids on the same property, sellers accept the most serious… Read More »Earnest Money – What is Earnest Money and is it Required?
If you are a self-employed borrower you may have a more difficult time proving your income and demonstrating your ability to repay the mortgage. If… Read More »Is It Harder To Get Approved For A Mortgage While Self-Employed?
After you’ve applied for a home loan, saved for a down payment, gone house hunting, written offers, and now closing costs. What the heck are… Read More »Closing Costs – How Much are Costs & Who Pays Them?
The VA loan and the USDA loan. The VA loan is available to military veterans, while the USDA loan is available to rural homeowners. Both… Read More »Home Loans with NO Down Payment