Congrats! But before you start touring open houses and picking out paint colors, you’ll need to get pre-approved for a mortgage. Don’t worry, it’s not… Read More »Documents Required for a Mortgage Approval – A Must-Have Checklist
These loan limits for Texas are updated every year to reflect the changes in the housing market and economy. Limits are based on the median… Read More »FHA Loan Limits in Texas 2023
This means if you are purchasing a home, you’ll need more than the down payment at the closing. If you are refinancing, you’ll need the… Read More »Can Closing Costs be Rolled Into a Conventional Loan?
There’s more than you and the seller. Here are the key people you’ll deal with when buying a home. The People Involved in your Purchase… Read More »Who’s Involved in the Home-Buying Process?
You want to make sure you are making the right decision, and aren’t spending more money than you need to. In this article, we’ll run… Read More »Buying a House: Things You Don’t Want to Miss
The monthly premium for PMI is typically added to your mortgage payment. If you have private mortgage insurance (PMI), you may be able to remove… Read More »How to Remove PMI on a Mortgage
Whether you already used your VA benefits or borrowed another type of mortgage, there are a few ways to refinance using your VA home loan… Read More »Refinancing with a VA Loan
A single-family home appraisal typically costs anywhere from $450 to $800. The cost depends on the home’s size and the property type. After the appraisal… Read More »What is the Process of A Home Appraisal?
As a first-time home buyer, you want to make sure that you are making the right decision, so we recommend getting both reports to give… Read More »Appraisal vs Home Inspection – What’s the difference?
However, the FHA has some exceptions to the rule. If you meet one of them, you may have more than one FHA loan at a… Read More »Can you Have More than One FHA Loan at a Time?